Life care planning is a holistic approach to the practice of elder law that helps families take a proactive approach to chronic illness, disability and the death of an elderly loved one. We go through life hoping everything will fall into place automatically. Then, life happens and we learn that the pieces don’t always come together. We find ourselves in situations that, in hindsight, could have been prevented.
The goal of life care planning is to promote and maintain the health, safety, well-being and quality of life of elders and their families. Through our efforts and professional associations, our clients get access to a wide variety of options that solve problems. Our network offers knowledgeable guidance from a team of compassionate advisors who help clients make the right choices.
As life care planning attorneys, ours is an inter-disciplinary team that works to identify present and future care needs, locate appropriate providers and ensure high-quality care. This approach relies less on crisis-oriented transactions and more on the development of on-going relationships with families.
Life Care Planning Objectives
A life care plan defines, organizes, prioritizes and mobilizes every aspect of an elder's care. This includes everything, from getting the lawn mowed to finding the right medical team. This includes provisions for care coordination, family education, health care and financial decision-making, care advocacy, crisis intervention, support and other services. Every life care plan is designed to achieve three primary objectives:
- Make sure the elder gets appropriate care, whether at home or in a residential facility, to maintain the quality of life that he or she desires.
- Locate public and private sources to help pay for long-term care while resolving issues created by the high cost of care.
- Offer peace of mind that results when the right choices are made to ensure a loved one is safe and getting the right care while preserving family resources.
A life care plan helps families understand the natural progression of aging and its impact on a loved one's health, mobility, housing and financial resources. We focus on your loved one's situation during each step of the care continuum. We identify gaps so solutions can be planned for before need arises.
Elders who are running out of assets to pay for their long-term care may have a source of additional funds they are not aware of—life insurance policy death benefits. Instead of allowing a life insurance policy to lapse or be surrendered due to an inability to pay premiums, the policy may be put to good use during the policy owner’s lifetime, allowing the elder to pay for care.
Elder Care Lawyer
A life care plan includes a wide range of legal services including:
- Estate planning, including a will or trust, powers of attorney and health care directives;
- Identification of sources funding quality long-term care;
- Determination of and application for public benefit eligibility;
- Asset protection including for Medicaid benefit provisions; and
- Trust and estate administration and probate services.
Reach Out to Us
We create life care plans for the elderly that provide for needs before they arise. We think of the details, so the plan evolves smoothly to help families maintain the desired quality of life. Call us today at 205-663-0281 for a free consultation. John Holliman and Melanie Bradford will explain about life care plans to help you take care of your loved one.
In developing a life care plan for an older adult, the goal is to maintain a high quality of life while protecting your loved one in a manner that is effective, legal and ethical. Contact us - we offer a free consultation.
Melanie Bradford Holliman and John Holliman, Attorneys